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Mohave County trustees weigh conditional health plan opt-out incentive; decision deferred to February
Summary
Trustees reviewed a proposal to offer conditioned cash incentives to employees who waive Mohave County health coverage and prove alternate coverage; staff will model costs and return to the board for a February briefing before any vote.
Trustees for the Mohave County Employee Benefit Trust heard a staff presentation on a proposed conditional opt-out incentive that would pay employees a cash amount if they waive county medical coverage and can show credible alternative coverage elsewhere.
John Hatz of Gallagher Benefits explained the conditional model and its rationale, saying the county would require proof of alternate coverage and avoid an unconditional payment structure that complicates affordability calculations. "There'll be a cash offer, paid out to the employee if they waive coverage on the condition that they have qualified coverage elsewhere," Hatz said.
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