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Somerset County approves Acadia proposal to pursue Cigna coverage after broker presents potential savings
Summary
After an Acadia broker outlined proposals from Cigna that staff said could reduce annual premiums and lower member out‑of‑pocket maximums, commissioners authorized the Acadia recommendation and directed staff to sign termination notice to the MMEHT to enable a Feb. 1, 2026 effective date if implemented.
Kevin, a benefits broker with Acadia, told Somerset County commissioners that his market run produced competitive offers from Cigna that could reduce the county’s 12‑month premium costs. "If we didn't find savings, I probably wouldn't be here," he said during a detailed presentation of plan designs and pricing.
Kevin explained the county’s current coverage under the Maine Municipal Employee Health Trust (MMEHT) and compared it to two Cigna bundling proposals. He said Cigna submitted options that, in Acadia’s modeling, produced roughly 13.6% and 15.3% premium reductions for a Feb. 1, 2026 effective date and that Cigna would credit any January deductible or out‑of‑pocket…
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