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Bremer County approves base insurance renewal after ICAP presentation

Bremer County Board of Supervisors · December 23, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

An ICAP representative reviewed county property, liability, inland marine (equipment), auto and cyber coverage options; after discussion the board approved the base renewal and asked staff to follow up on potential cyber coverage options.

Representatives from the county’s insurance provider reviewed the county’s property, liability, inland marine (equipment), auto and cyber coverages and answered questions about deductibles, insured‑to‑value reviews and cyber limits.

The ICAP representative outlined a blanket property deductible, inland marine additions for scheduled equipment, vehicle coverage considerations and a shared pool approach to cyber limits; the representative recommended follow-up to determine how many members participate in a particular cyber pool and what additional services (such as 24‑hour claims reporting or cyber incident support) should be purchased.

Board members asked whether moving to a higher deductible or restricting collision coverage on older vehicles would be prudent. After discussion, a motion to approve the base renewal as presented was moved and carried by voice vote; staff will follow up with the ICAP representative on whether to add supplemental cyber coverage.

The board did not finalize any supplemental cyber coverage during the meeting and asked staff to return with specifics and costs before authorizing changes.