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Markup stokes sharp debate over bill that would bar payment networks from flagging firearms retailers
Summary
Rep. Riley Moore's Protecting Privacy and Purchases Act (H.R. 11181) was debated at length; supporters argued dedicated merchant category codes (MCCs) for firearms retailers threaten privacy and could create a de facto registry, while opponents and gun-safety advocates said MCCs help detect suspicious purchase patterns tied to mass shootings. The committee adopted the substitute; an amendment to preserve state options was rejected in voice vote.
The committee debated HR 11181, the Protecting Privacy and Purchases Act, which would prohibit payment card networks and covered entities from assigning merchant category codes that distinguish firearms retailers from general merchandise or sporting-goods retailers. Supporters framed the bill as a privacy and Second Amendment protection, arguing that MCCs could be used to create de facto tracking of lawful purchasers and chill…
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