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HR committee flags retiree health-insurance caps could be exhausted by premium increases

January 13, 2026 | Milton School District, School Districts, Wisconsin


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HR committee flags retiree health-insurance caps could be exhausted by premium increases
The School District of Milton's Human Resources Committee presented projections showing that the district's retiree health-insurance contribution maximums could be exhausted earlier than planned if recent premium increases continue.

Chris explained the district uses tiered health-insurance contribution caps that were established in April 2023. For tier 1A retirees, the board materials list district contribution maximums of $32,300 for single coverage and $76,000 for family coverage. Chris said continued premium increases (the materials reference consecutive 9.9% increases from Dean Health Insurance) mean some retirees could reach the district's contribution maximums before the end of the 48-month benefit period.

"So at this time, the administration is not making any recommendations to change these thresholds," Chris said, and the HR department will schedule annual retiree meetings once the district knows insurance rates for 2026-27 so prospective retirees can confirm their decisions.

The board took the presentation as informational; no policy change was made.

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Scribe from Workplace AI
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