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Benton County hears ISAC presentation outlining FY27 health plan changes and budget impact
Summary
ISAC consultants told the Benton County Board that changing underwriting to a two‑year claims lookback and plan redesigns will yield a modest net rate change but raise employees' out‑of‑pocket maximums; staff advised increasing the county's partial self‑fund reserve and bringing final renewal amounts back for formal action.
ISAC consultant Brian Bourbon reviewed Benton County’s proposed FY27 benefit renewal, telling the board the program switched from a three‑year to a two‑year claims lookback and matched the county to a new plan design he said would be most comparable to current coverage. "Your health plan with Walmart, through the ISAC, the benefits program is a negative 1.1," Bourbon said, and he explained a spreadsheet formula error that ultimately resulted in the county receiving the more favorable rate in the vendor letter rather than a modest increase.
Bourbon outlined principal changes that will affect the county and employees: the group moves from ISAC Plan 17 to Plan 2; the medical and pharmacy out‑of‑pocket maximums will be integrated and…
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