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Custer County renews airport and inmate medical insurance policies; broker review urged
Summary
The commissioners approved a 2026 renewal for the Silver West Airport public‑official liability policy and the sheriff’s inmate catastrophic medical insurance. Staff and a broker representative discussed rate increases and the county asked to put renewals out to bid in future cycles.
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The Custer County Board of Commissioners on Jan. 7 approved renewal of two county insurance policies: the Silver West Airport public‑official liability policy and the county’s inmate catastrophic medical policy for the sheriff’s office.
An insurance representative reported the airport policy renewal contained an underwriter‑calculated premium increase connected to higher reported airport revenue; the presenter said this produced an approximate 12% change in premium line items, and staff noted the renewal cost is already embedded in the county budget. The representative recommended directing the county broker to go out to bid for future supplemental policies and asked for more lead time on renewal quotes so the county can complete due diligence.
The board also approved renewal of the inmate catastrophic medical insurance, which pays for high‑cost medical care for inmates in county custody. The presenter said the policy renewal included a roughly 3% increase tied to medical cost trends; the quoted annual premium for 2026 was $4,427.28, up from the prior figure shown in the paperwork.
Commissioners voted to approve both renewals after brief discussion. The board requested staff follow up with the broker to seek competitive bids for future renewals and to provide more time for review before policy expiration.
No public comments opposed the renewals during the meeting.

