Germantown committee backs 2026 self-funded health, dental and vision plan, forwards recommendation to full board

The Germantown School District finance committee voted to recommend that the full board approve the district’s proposed 2026 health, dental and vision benefits, including UMR-administered medical coverage and Delta Dental and Delta EyeMed for dental and vision, after a consultant presentation on plan performance.

Michelle, a consultant from R and R, told the committee the district’s shift to self-funding and changes to plan design have helped contain what otherwise would be steep trend increases in health-care spending. "We have been able to put an administrator, a TPA, and a network in that has driven a lot of savings," Michelle said, and she added the district is "not looking at people having to make any changes" to the plan design for 2026.

Why it matters: School districts nationwide face rising medical and pharmacy costs driven by specialty drugs and high-cost catastrophic claims. The committee was presented with analysis showing self-funding gave Germantown more control over stop-loss…