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Risk director: insurance recoveries, FEMA closeouts near and cameras being replaced
Summary
Risk management reported a $364,000 building loss at Pinnock Ridge with $264,000 recovered after a $100,000 deductible, several claims denied for being under deductible, FEMA obligations resuming with two remaining projects and a $714,000 reimbursement request submitted, and identification of about 60 cameras incompatible with the new system with proposals for replacement.
Steve Esselstyn, the county’s risk management director, updated supervisors on several insurance and disaster‑recovery items. He said a fire at Pinnock Ridge resulted in a total loss estimated at $364,000; after the county’s $100,000 deductible the county has received $264,000 from its property insurance and the first pay application for the building was received last week. Earlier hail damage at the courthouse produced a denied claim after the insurer judged some damage pre‑existing or attributable to wear and tear; a separate IT power‑supply failure that burned out equipment was also denied because the loss did not exceed the deductible.
Esselstyn said the county’s elected‑officials bond policy (a three‑year policy through Travelers) is up for renewal on Dec. 31 and staff have submitted the required applications. He also said staff are exploring an errors‑and‑omissions/inspection coverage policy for inspectors and engineers and will review premiums.
On FEMA projects, Esselstyn said the county has two remaining projects (county roads and Waanatee Park) to obligate; once those are obligated he anticipates being able to start closeout and draw the remaining state funding (the disaster funding structure for these projects is roughly 90% federal, 10% state for small projects). He said he submitted a reimbursement request for $714,000 to repurpose funds initially set for barn rebuilding toward a secondary road department headquarters project.
Finally, Esselstyn reported the county camera system is back online after IT and facilities work but identified roughly 60 cameras incompatible with the new platform; staff are preparing a proposal (hardware and separate installation quotes) to replace approximately 100 cameras and will consider funding mixes including facility budgets and $60.40 sheriff funds.
Next steps include anticipated FEMA obligations and reimbursements, continued insurance and policy assessments, and camera replacement proposals to be discussed at an upcoming meeting.
