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Providers warn skyrocketing childcare insurance premiums are forcing closures in parts of Oregon
Summary
Childcare providers and Department of Administrative Services officials told a Senate panel that premiums — especially for abuse/molestation coverages — have surged, leaving small and rural licensed providers unable to secure affordable coverage; one provider reported premiums rising to $149,503 in 2025 from roughly $22,912 several years earlier.
Childcare providers and state risk managers told the Senate Interim Committee on Early Childhood and Behavioral Health that rapidly rising liability premiums are threatening the financial viability of licensed child‑serving organizations, especially in rural areas.
Bonnie Robbins and Todd Scharf of the Department of Administrative Services (DAS) explained that contract/grant recipients commonly need workers’ compensation, commercial general liability, auto liability and abuse/molestation (sometimes called sexual‑misconduct)…
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