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Trade group and counsel urge Oregon to allow regulated debt resolution with state licensing aligned to FTC rule

House Interim Committee on Commerce and Consumer Protection (Oregon) · January 14, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

At an informational hearing, trade representatives and compliance counsel said a proposed bill (LC 17) would create state licensing for debt resolution, align Oregon with the FTC's telemarketing sales rule, protect consumers with an advanced‑fee ban and disclosures, and allow Department of Consumer and Business Services oversight.

During the committee’s Jan. 14 session, advocates for regulated debt resolution and outside counsel told lawmakers a state licensing framework would allow reputable providers to operate under consumer protections modeled on the Federal Trade Commission’s telemarketing sales rule (TSR).

Jason Mulvihill, president and CEO of the Association for Consumer Debt Relief (ACDR), said ACDR…

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