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Punta Gorda council weighs private‑appraisal requirement in floodplain code; homeowners warn of added cost
Summary
Council discussion over GA‑10‑25 (floodplain management code) focused on whether to require private (FEMA) appraisals to establish market value for substantial‑damage determinations; residents said mandatory appraisals (about $1,000) can delay repairs and create financial hardship, while code staff said market‑value documentation is necessary and private appraisals often come in higher than assessed values.
Punta Gorda — City leaders spent a large portion of the council meeting debating whether the city’s updated floodplain management code should require private, FEMA‑style appraisals to determine market value when deciding whether a home is substantially damaged.
A resident identified in the record as Janine told the council a required private appraisal was an unnecessary burden: “I just feel like that is not something that we should be requiring because it costs, like, 1000 dollars to get an appraisal,” she said, adding that having to wait for an appraisal had delayed repairs for her and others.
City building staff responded that the code and…
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