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Two bills would change auto-insurance rules; supporters cite constituent safety, opponents warn of market effects
Summary
Lawmakers heard testimony on HP1568 (mandatory minimum coverage) and HB1558 (proof of financial responsibility at registration). Sponsors described constituent requests and a $25,000 minimum; opponents said New Hampshire's unique nonmandatory framework produces low uninsured-driver rates and cautioned mandatory purchase could raise premiums and harm consumers.
The committee heard two related proposals on motor-vehicle insurance and proof of financial responsibility. Representative Joe Barton introduced HP1568, describing it as a constituent-driven bill that would require minimum motor-vehicle insurance—he said the proposed minimum in the draft is $25,000 of coverage. Representative Veil Walsh introduced HB1558, which would require proof of financial responsibility…
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