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Council hears state MURAL housing program overview; asks staff to explore staffing, ordinance and Polk County options
Summary
OHCS described the MURAL revolving-loan program (state allocation and rural set-aside) and how sponsoring jurisdictions pass an ordinance and administer projects; councilors expressed interest but asked staff to study local administrative capacity, draft ordinance language, and explore a Polk County collaborative option before deciding whether to enroll Monmouth.
Monmouth City Council received a technical briefing Dec. 2 on Oregon’s Moderate Income Revolving Loan (MURAL) program — a flexible program intended to help cities and counties finance housing affordable at up to 120% of area median income.
Community and Economic Development Director Suzanne Duffner framed the session as exploratory. Lindy Romero of Oregon Housing and Community Services (OHCS) explained the program’s mechanics: OHCS acts as loan issuer; sponsoring jurisdictions pass an originating ordinance that sets local site approval processes, a utility‑allowance method and a compliance plan; once a master agreement is signed and projects are provisionally approved, OHCS can issue…
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