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Insurers tell committee home hardening, community mitigation and fuel treatments improve insurability and lower losses

Joint Appropriations Committee · November 1, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Property insurers urged Wyoming lawmakers to support home hardening, defensible-space programs and community-level vegetation management to reduce wildfire losses and improve insurance availability. APCIA and IBHS materials cited specific mitigation actions and noted the potential for incentives, building-code changes and grants to encourage risk-

Representatives of the American Property Casualty Insurance Association (APCIA) told the Joint Appropriations Committee that rising wildfire losses are contributing to insurance availability and affordability challenges and that science-based mitigation can improve a home's chance of surviving wildfire and thereby reduce claims costs.

Ethan Amman and Karen Collins summarized market drivers and recommended mitigation strategies the industry supports. APCIA said wildfire losses have increased markedly…

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