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Harper Woods Council Approves MML Insurance Renewal; Premiums Rise About $19,600
Summary
The City Council approved renewal of property and liability coverage with the Michigan Municipal League pool for 2026 after managers explained a premium increase driven by higher property values, payroll and added vehicles and cyber coverage; the city expects an $8,500 dividend that reduces the effective cost.
Harper Woods City Council approved a resolution to renew the city’s participation in the Michigan Municipal League (MML) liability and property pool for 2026 after the city manager outlined reasons for a premium increase and answered council questions about the breakdown.
City Manager Schimanski told the council the renewal premium for 2026 is $286,302, up from the expiring premium of $266,683 — a change of $19,619. He cited higher property…
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