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Atascosa County approves property/casualty renewal; law‑liability deductible increases to $100,000
Summary
The county approved renewal of property and casualty insurance effective Feb. 1, 2026, citing an approximate 11% overall premium increase driven mainly by rising law‑liability costs; property limits were increased and commissioners approved Option 1 on coverages and deductibles.
Atascosa County Commissioners Court on Jan. 26 approved renewal of the county’s property and casualty insurance policies, effective Feb. 1, 2026. County staff said the overall premium increase for the county is about 11%, but that increase reflects higher property limits and sharp rises in law‑liability markets.
Miss Burrows, presenting the renewal, said the county increased property limits by roughly 10% to account for recent additions and noted that the property premium and the public official/employment practice premium were lower than last year. She told the court that most of the premium increase is in law‑liability coverage, where markets have tightened; carriers are raising deductibles and sometimes reducing coverage. For Atascosa County, the law‑liability deductible quoted this year increases from $50,000 to $100,000.
Commissioners discussed the statewide trend of rising law‑liability costs and commended staff for seeking multiple markets and options; the agenda packet included comparisons of limits, deductibles and premiums. Commissioner Gillespie moved to approve the renewal and, after discussion and an agreement to adopt Option 1 on the law and public‑official options, the motion carried.
County staff said higher deductibles and incremental limit increases were offered to limit premium increases where possible; the county will implement the renewed coverages Feb. 1, 2026.
