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Committee backs optional high school insurance elective that leads to entry-level license

Florida House Committee · January 29, 2026
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Summary

HB1343 would create an optional high school elective teaching property-and-casualty foundations; completing the course would allow students to apply for the 4-40 entry-level insurance license. The committee adopted a language-cleanup amendment and reported the bill favorably after industry groups waived in support.

Representative Hodges told the committee HB1343 creates an optional high-school elective that introduces students to property-and-casualty insurance and, upon successful completion and graduation, allows students to apply for the 4-40 entry-level insurance license to enter the insurance workforce.

"This bill opens a clear and practical pathway for Florida students," Hodges said, describing the course as a workforce pipeline and consumer-education measure that also supports higher education programs in risk management.

Representative Henson asked whether the course would be required; Hodges answered that it would be an elective and is not mandated statewide. Hodges explained a simple language-cleanup amendment that requires the Department of Education and the Department of Financial Services to work together to create the curriculum; the amendment was adopted without public debate. Several industry groups—Florida Association of Insurance Agents, Americans for Prosperity, a CFO from Blaze and Gois Obvious, and NAIFA—waived in support.

Members who spoke in debate praised the bill's potential to help students enter the insurance workforce. Hodges closed and the committee called the roll; the bill was reported favorably.