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King George schools warned of steep insurance renewal after claims spike
Summary
A Mark 3 broker told the King George County School Board that medical claims have risen sharply—about $5 million in medical plus nearly $3 million in estimated pharmacy spend—producing an estimated $8.6 million package and a conservative 18% projected increase for plan year 2026–27. The board pressed for detail on pharmacy reporting, high‑cost claimants and alternatives to Local Choice.
Heath Thomas, a broker with Mark 3, told the King George County School Board that the school division’s health‑insurance renewal is imminent and that recent claims activity warrants concern. "All those things combined bring us to an $8,600,000 estimation for the 2026–27 plan year. That is an 18% increase over where you currently are," Thomas said during the board’s presentation on benefits and renewal assumptions.
Thomas reviewed claims for the 10/01/2024–09/30/2025 window the board is expected to use for renewal calculations. He said the division is…
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