OIC Study: JUA Could Address Availability for Some Child‑Care Providers but Not High Historic Claim Costs
A rapid OIC feasibility study found a Joint Underwriting Association could improve availability for some childcare providers, but historic sexual‑assault claims drive unsustainable claim costs for group foster homes and child‑placing agencies; staff suggested short‑ and long‑term policy options including safe harbors and a victims fund.
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Office of the Insurance Commissioner senior policy advisor David Fort briefed the committee on a December feasibility study that evaluated whether a Joint Underwriting Association (JUA) could address insurance availability problems for child‑care related services.
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