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Senate hears SB 6,031 to expand insurance-fraud definitions and investigative authority

Washington State Senate Business, Economic Development & Trade Committee · January 21, 2026
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Summary

SB 6,031 would broaden the definition of insurance fraud, elevate it to a class B felony for certain acts, expand the Insurance Commissioner's investigative authorities and update reporting duties; the Office of the Insurance Commissioner and multiple industry and anti-fraud organizations testified in support.

Committee staff briefed SB 6,031, which would modernize Washington’s insurance-fraud statutes and the Office of the Insurance Commissioner’s (OIC) ability to detect and pursue fraud schemes that harm insurers and consumers.

Staff said the bill expands the definition of insurance fraud to include acts related to medical, automobile and property services, premium-finance abuses, appraisal-clause manipulation and other schemes; it would specify that insurance-fraud violations (as described) may be…

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