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Globe Life outlines voluntary benefit options for Jefferson County employees
Summary
A Globe Life representative presented voluntary, employee‑paid supplemental benefits to the Jefferson County Board of Supervisors, including two no‑cost accidental‑death policies, a group 'term to 65' life product that is portable at retirement, and a cancer supplement the vendor said would pay scheduled benefits and daily hospital payouts.
A Globe Life representative on Monday told the Jefferson County Board of Supervisors the company can offer voluntary, employee‑paid supplemental benefits to county staff at no cost to the county.
The presenter said the package includes two complimentary accidental‑death policies for employees and eligible dependents, a group 'term to 65' life product with locked‑in rates that employees can keep after retirement, and a cancer endurance supplemental plan with scheduled lump sums and daily hospital payments. "So our goal here is, at no cost to you guys, is to help you retain and attract employees," the vendor said.
The vendor also described an Accident Protector policy, a critical‑illness option and a discounted non‑insurance benefits card for vision, dental and prescriptions. The company said its worksite program runs through payroll deduction as a Section 125 pretax product and that the county would only need to provide an employee roster (first name, last name, hire date) and sign a simple agreement to make the voluntary option available.
Board members asked about portability and underwriting. The presenter said additional individual policies are portable when the employee retires and that some modified‑life products are available for applicants who cannot qualify for standard underwriting. County officials sought clarification on how the vendor would coordinate with the county’s existing broker and retirement offerings; the vendor said the proposal would be an additional option, not a replacement, and that staff would work with the county’s consultant to avoid duplicative pretax coverage on the first $50,000 of life insurance.
No county action was taken to enroll the county in the program. Board members instructed county staff to share contact information and to allow the vendor to follow up with the county benefits administrator for technical coordination during the next open‑enrollment period.
