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Committee hears testimony on ending Utah's motorboat insurance mandate; no vote recorded

Utah House Business, Labor and Commerce Committee · January 22, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Lawmakers and witnesses debated HB 169, which would repeal Utah's requirement that motorboat owners carry liability insurance; a WEISS Ratings witness said Utah's payout ratio for the relevant inland marine line is about 37.9¢ on the dollar, industry groups expressed little concern about removing reporting burdens, and trial attorneys warned repeal could leave injured parties uncompensated.

Representative Colin Jack presented HB 169, which would remove the statutory requirement that motorboat owners purchase liability insurance. Nicole Brown, senior policy adviser at WEISS Ratings, summarized NAIC filings and said Utah is one of only two states that mandate liability coverage for most motorboats, and that Utah's payout ratio on the NAIC "inland marine" line is about 37.9¢ on the dollar — meaning insurers paid roughly 37.9 cents on…

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