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Delaware task force weighs PIP, collateral-source rule and care-paths to curb medical costs
Summary
At a hybrid meeting, the Automobile Insurance Reform Task Force discussed two core medical-cost problems—unequal prices for the same care across payers and a collateral-source 'bubble'—and debated options including collateral-source reform, care-paths with adjudication, and fee-schedule alternatives.
The Automobile Insurance Reform Task Force met in hybrid format and turned a 30-minute session into a detailed review of medical-cost drivers, focusing on personal injury protection (PIP), the collateral-source rule and alternatives such as care-paths.
Chair Senator Spiroz Pantomino opened the session and asked members to prioritize recommendations that could be included in the task force report. Mindy summarized a distributed handout, saying the group faces “two separate problems”: providers charge similar services at different prices across payers, and “there’s a bubble under the collateral-source rule” where plaintiffs can receive amounts that exceed what providers are likely paid,…
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