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Council discusses extending health benefits to elected officials; decision deferred pending MOU comparisons

Half Moon Bay City Council · February 4, 2026
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Summary

Staff outlined options for extending medical, dental and vision benefits to council members (CalPERS buy-in, separate plan, cost-sharing models) and noted the city would have to contribute at least a legal minimum toward premiums; council requested more comparative information and deferred action until labor negotiations progress.

City staff presented options for extending health, dental and vision benefits to elected officials, focusing on administrative pathways and cost-sharing approaches. Staff said CalPERS is the most administratively straightforward provider, but noted creating a separate plan exclusively for elected officials is possible though administratively complex and likely costlier given a small enrollment pool.

Staff discussed cost-sharing options and cited a legal minimum employer contribution for eligible enrollees. The presentation included rate tables for 2026 and examples of employer-contribution strategies used by other agencies (full cost, fixed amounts, percentage models). Staff recommended the council consider a limited approach (for example, the legal minimum employer contribution) and to coordinate any change with ongoing labor-MOU negotiations to avoid unintended disparities with employee bargaining units. A staff member and multiple councilmembers also noted the need to research Medicare impacts for older or Medicare-eligible officials.

Councilmembers asked for comparative tables showing how peer cities structure contributions and what council salaries are in those jurisdictions; they generally favored further research and deferred any policy decision until late spring after labor-negotiation progress and inclusion in budget discussions.

What happens next: staff will compile comparative data on peer cities' elected-official benefits and contribution rates, analyze Medicare-related options, and return to council with recommendations timed to inform labor negotiations and the budget process.