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County officials say insurer found undisclosed jail incidents; county faces high deductible and policy scrutiny
Summary
County insurance staff told commissioners that an insurer’s audit uncovered jail incidents that were not reported to county administration, prompting Travelers to curtail employment-liability coverage and leaving the county self-insured up to about a $200,000 deductible; staff said many sheriff’s office policies are outdated and legal action is pending.
Chris Elliott, a county insurance official, told the Rockingham County Board of Commissioners that the county’s insurer found evidence of jail-related incidents through news reports and deposition testimony rather than from county administration, and that the insurer has placed limits on coverage while it reviews the sheriff’s office policies.
"They don't wanna come within 10 feet of us right now until this administration is done," Elliott said, describing carriers’ reluctance amid the findings. He said Travelers Insurance recently "put the county on notice to deny our law enforcement liability coverage and... stopped the employment liability coverages," leaving the county as the primary bearer of risk for…
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