Committee clears proposed Washington Bridal Insurance Act to expand travel-insurance rules
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Summary
A proposed substitute for House Bill 2087, dubbed the Washington Bridal Insurance Act, which would regulate travel‑insurance producers and retailers and address licensing and attorney‑exclusion issues, was reported out of committee 12‑3 on Feb. 4.
A proposed substitute for House Bill 2087, described by sponsors as the "Washington Bridal Insurance Act," was reported out of committee on Feb. 4, 2026 by a 12‑3 recorded vote.
Committee staff summarized the substitute as establishing rules for the offering and distribution of travel insurance, licensing limited‑lines travel insurance producers, registering travel retailers, clarifying the role of travel administrators, and preserving application of the broader insurance code except where the substitute conflicts. Staff also said the substitute narrows an attorney exclusion and applies mandatory license‑suspension provisions in certain child support noncompliance cases.
Representative Ryu, the sponsor, said the bill will increase the availability of travel‑insurance products and thanked the Office of the Insurance Commissioner for timely responses to stakeholder concerns. "This bill enacts the Washington Bridal Insurance Act, and I am looking forward to having a lot more products available," Ryu said. Representative McClintock, who said he worked with industry stakeholders, urged a yes vote.
Vice Chair Hackney moved that the proposed substitute be reported out with a due‑pass recommendation; staff called a roll call that recorded 12 ayes and 3 nays. The substitute was reported out and will proceed toward further consideration where interested parties can contest technical and substantive provisions.