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Adams County approves insurance renewals and Allied administrative agreement

Adams County Commissioners · February 4, 2026
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Summary

Commissioners approved Allied’s administrative services agreement for health coverage, the Eastern Alliance workers' compensation proposal and property/liability renewals; brokers explained a modest rate increase tied to payroll and prior-act accounting adjustments.

Adams County commissioners approved several insurance-related items after presentations from the county’s broker and vendors.

Shannon reported the annual administrative services agreement with Allied (third-party administrator for the county’s self-insured health plan) and confirmed the administrative fees match the previously provided proposal. Commissioners approved the agreement.

Brokers then explained the workers’ compensation renewal (Eastern Alliance). Renewal premiums rose modestly, the presenters said, primarily because payroll increased; the county’s experience modifier improved from 1.03 to 0.93, a favorable trend that will help limit premium growth. Commissioners moved to approve the workers’ compensation proposal.

The board also reviewed property and liability placements (Cincinnati for property; Bliss McKnight as broker after prior changes from Liberty Mutual and others). Brokers reported a roughly 5% rate increase but said prior-act coverage timing reduced the county’s total outlay by about $10,000 this year. Commissioners approved the renewal packages and directed staff to continue market monitoring.

Why it matters: insurance premiums and contract terms affect the county’s budget and how the county funds risks for employees, property and liability. Officials emphasized the need to control costs and keep coverage appropriate for operations.

Next steps: vendors will finalize paperwork and return copies to county staff; brokers will continue monitoring the market for significant future rate changes.