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Mountain Vista students present financial-literacy curriculum and app to the Senate
Summary
Four Mountain Vista High School students told the Senate they developed a modular financial-literacy curriculum and an app (pronounced “Aruvia”) to be used in high schools, citing a student survey finding that 74% of young adults lack basic money-management skills.
Four students from Mountain Vista High School appeared on the Senate floor to describe a new financial-literacy curriculum and accompanying mobile app meant for high-school classrooms. Senator Carson introduced Arav Govindi, Nathan Samuel, Gabriel Teller and Raham Ramakiani and said the students developed a curriculum and an app designed "to drop into an existing class without messing up the pacing of the class."
Carson told senators the students ran a research study that found "74 percent of young adults have no idea how to manage their finances," and used the passage of a recent related bill, which he referenced as "House Bill 25 11 92," as an incentive to develop the project. Carson said the curriculum focuses on practical topics—budgeting, banking, credit, interest and debt—and is structured to produce behavior change rather than memorization.
Carson said the students also built an app (pronounced "Aruvia") with quizzes and interactive content to support classroom use. He described the curriculum as modular and ready for teachers to incorporate into existing classes. No formal action or committee referral resulted from the presentation; the remarks were part of the Senate's recognition and announcements portion of the session.
The students were identified by name on the floor; the transcript does not record direct quotes from the students themselves or technical details about the app’s development, funding, or privacy features. Those specifics were not provided during the remarks.
