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Appeals court considers insurer’s denial after disputed 'hit while parked' damage

Judicial - Appeals Court Oral Arguments · February 6, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Michael Mozu appeals an insurer’s denial after his vehicle sustained damage; the insurer later concluded the damage pattern suggested the vehicle was in motion, while the appellant relied on appraiser notes and gaps in the insurer’s investigation to say the loss was a covered 'hit while parked.'

Justice Peter Sachs presiding. The court reviewed an appeal by Michael Mozu challenging Safety Insurance Company’s denial of a claim the insured described as a hit-while-parked event. Appellant counsel Godson Anosike said the insurer denied the claim on cooperation grounds without showing prejudice and that appraisal reports and shop records supported the parked-hit…

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