West Allis planning commission backs Habitat for Humanity plan for two affordable homes
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Summary
The commission recommended approval of site and architectural plans for two affordable single‑family homes on city‑owned lots at 69th and Beloit, with Habitat for Humanity managing construction and a targeted sale price near $250,000 after subsidy and partner underwriting.
The West Allis Plan Commission recommended approval of plans this week to sell two city‑owned lots at 69th and Beloit to Habitat for Humanity for construction of two affordable single‑family homes.
City staff said an initial private bid to build a three‑bedroom home came in at roughly $416,000 — above the subsidy limits for federal HOME funds used on the sites. Under the recommended approach, Habitat would acquire the lots, build the homes and sell them to qualifying buyers with underwriting support from partner banks and a subsidy from HOME funds, bringing the estimated purchase price to about $250,000 for an eligible household.
“We hope to start construction in summer 2026 and complete in 2027,” the staff presentation said, outlining a typical Habitat model that combines reduced sale price, down‑payment assistance and a sweat‑equity requirement for homebuyers.
Brian Sonderman, speaking for Habitat, said the group works with a network of community banks and credit unions to offer fixed‑rate financing to Habitat homeowners. “We have a group of community banks, credit unions, and local banks that offer Habitat homeowners 3 and an eighth percent, 30‑year fixed, minimal down payment, no PMI,” he said.
Habitat representatives described the program’s other elements: a sweat‑equity requirement for partner families, about 30 hours (or more) of household financial education, and coordination with local lenders to reduce borrower costs. Staff said qualifying buyers would typically be near county median income up to roughly 80% of median income, and noted some down‑payment assistance would come from partner banks.
The commission asked about optional features such as rooftop solar; Habitat said the group has built solar on many Milwaukee homes when funding is available and will “prep” homes for future solar installation when possible. Staff also requested additional exterior finish details and a small rear overhang on the plans before building permits are issued.
Commissioners moved and seconded the recommendation of the plans to common council; the motion passed. The council will hold a public hearing and consider final approvals before any sale or construction begins.
