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Committee advances bill to protect $1,000 in bank accounts from garnishment
Senate Courts of Justice Committee · February 9, 2026
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Summary
The committee advanced SB 301 to automatically exempt up to $1,000 in a debtor’s bank account and to auto-protect certain benefit deposits; creditors warned of collection impacts while advocates and banks said the bill is a negotiated compromise.
Senator Van Valkenburgh presented SB 301 as a negotiated consumer-protection measure to prevent garnishments from wiping out a person’s entire bank balance. The bill would automatically protect up to $1,000 in an account from garnishment and would automatically exempt four categories of deposits—unemployment insurance, workers’…
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