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Banking, legal aid and crisis support: how relationship banking can help Central Florida households

The Domino Effect (podcast) · February 10, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

On The Domino Effect, Scott Lightner of Climate First Bank described how relationship-based lending, reduced fees for nonprofits, HELOCs and referrals to nonprofits can help people facing eviction, job loss or medical emergencies, and described his pro bono and board work with local legal aid.

In a conversation about financial stability in Central Florida, Scott Lightner, senior vice president and general counsel at Climate First Bank, told The Domino Effect podcast that community banks can help households avoid spiraling financial crises through flexible underwriting, relationship-based forbearance and partnerships with nonprofit legal services.

"If my client comes to me and says, hey, we're having a problem—There's a medical emergency...we were able to work out a solution that, while they're going through the…

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