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Committee revives push for vacant‑property registration and landlord liability requirements to address blight and repeated fire losses

Benton Harbor Public Safety & Public Works Committee · February 12, 2026

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Summary

Committee members advanced discussion of an ordinance that would require landlords to register vacant or abandoned properties and demonstrate liability insurance; staff reported about 2,030 rental properties and 175 registered businesses in the city and described recent demolition costs and limits of current $15,000 insurance withholding.

A commissioner asked the committee to consider a "vacant and abandoned property registration" ordinance that would require landlords (not homeowners) to register rental properties, provide proof of liability insurance and meet inspection, security and re‑occupancy requirements. The proposal stems from repeated burned‑out rental properties where owners reportedly "walk away," leaving uninsurable or delinquent parcels that depress neighborhood values and create safety hazards.

Public safety staff said the city has approximately 2,030 rental properties and about 175 registered businesses. Staff also said that when insurance exists the city typically holds about $17,000 of proceeds to ensure repair or demolition, but commissioners argued the current withholding ($15,000 under older local practice) is inadequate for the scale of cleanups. One staff estimate put the total cost of several demolitions at roughly $510,000 (with $170,000 from Brownfield funds) and projected a single substantial Fair Avenue cleanup could approach $6,570,000 because of environmental remediation and abatement requirements.

Managers and commissioners discussed combining registration with a higher withholding amount, annual inspections, security standards, and penalty provisions to create enforceable recourse against