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Committee approves Medigap 'birthday rule' open-enrollment amendment to give seniors an annual chance to change plans

Senate (committee) · February 10, 2026
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Summary

Senate Bill 21 would create a 60-day annual Medigap open-enrollment period around an enrollee's birthday, giving roughly 71,000 existing Medigap holders an annual opportunity to switch plans; committee approved the bill as amended with an effective date of Jan. 1, 2027.

A Senate committee on Feb. 13 approved an amended version of Senate Bill 21 to establish an annual Medigap open-enrollment (a so-called birthday rule) that would allow eligible Medicare beneficiaries who already hold Medigap supplemental coverage to change plans during a 60-day window around their birthday.

Scope and sponsor rationale

Secretary Kaltenbach described the measure as a consumer-protection step for the roughly 71,000 New…

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