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Duchesne County moves to allow Roth 401(k)/457 options, approves public-safety contribution increase
Summary
The Duchesne County Commission voted to carry forward changes with Utah Retirement Systems to allow Roth contributions in the county 401(k) and 457 plans and to set a higher employer pickup for public-safety tier employees (from about 4.73% to 5.98%). Implementation steps and disclosures will be handled by staff and HR.
Kevin, a Utah Retirement Systems (URS) representative, told the Duchesne County Commission the county can add Roth options to its 401(k) and 457 plans and implement automatic enrollment for new hires without increasing county costs, if the commission agrees to revise its service agreement with URS.
Why it matters: The change would let county employees make Roth contributions through workplace plans — not just Roth IRAs — expanding the amount higher-income households can save tax-free in retirement. URS staff also proposed an employer “pickup” increase for public-safety tier contributions that would take that county-paid rate from roughly 4.73 percent to about 5.98 percent.
Kevin said the proposal is essentially two parts: adopt Roth options for the county’s 401(k) and 457 plans, and add automatic enrollment (with optional automatic…
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