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Stephenson County finance committee reviews 2025 insurance losses and RxMapper pilot
Summary
A county benefits presenter told the Finance Committee that 2025 premiums (~$4.4M) and claims (~$4.6M) left the group running in the red, highlighted rising specialty drug costs, and described a RxMapper pharmacogenomics pilot now enrolling county employees.
Unidentified Speaker 3 (benefits presenter) briefed the Stephenson County Finance Committee on Feb. 13, 2026, saying the county paid “approximately 4,400,000.0 in premiums” and that “total claims paid paid out was about 4,600,000.0,” and warned specialty prescription costs were a principal driver of rising health-care spending.
The presenter said carriers have begun new property appraisals that will likely increase insured values as replacement costs rise, and reiterated the county’s current liability structure — including a $10 million umbrella and a $50,000 work‑comp deductible. On the effect of appraisals, the presenter said premiums could increase in the single digits to the low‑teens percentage range but added…
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