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Board hears recommendation to renew Kaiser plan; two premium options presented to balance district budget and employee cost
Summary
After a competitive RFP, benefits committee recommended renewing with Kaiser Permanente at a 12.8% renewal; the board was presented two premium options—keep existing contribution splits (≈$3.0M district impact) or move to a more employee-weighted share (≈$1.8M impact)—and the benefits team proposed StrataMed partnerships and plan enhancements funded from reserves.
The Board received the benefits and insurance committee’s FY26–27 RFP findings and premium recommendations during the Feb. 4 meeting.
Benefits staff said the district’s three‑year rate guarantee with Kaiser expired this year and that without action the district faced a projected 20–24% increase. After a formal RFP (nine medical carriers responded), Kaiser returned the most competitive offer with a 12.8% renewal; the nearest competing quote was roughly 10% higher than Kaiser’s proposed increase.
Committee presenters recommended two options for board consideration: (1) renew with Kaiser under a premium…
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