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Which activities typically require extra coverage or contractor protection at Utah municipal events
Summary
The Trust presenter said standard municipal insurance excludes high-risk activities — bouncy houses, aircraft candy drops and homemade mechanical rides — and recommends naming the government as additional insured on contractor policies and using indemnification language in contracts.
Presenter (S1), identified as a risk manager affiliated with the Utah Government Trust and the Salt Lake Organizing Committee, listed activities commonly excluded from the Trust's base coverage and explained how governments should manage vendor risk.
He said aircraft activities (for example, candy drops) are specifically excluded and require separate negotiation or endorsement. Drones may be covered with specific…
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