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Senate passes travel-insurance bill to regulate the market and improve disclosures

State Senate · February 11, 2026

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Summary

Substitute Senate Bill 6,248, which establishes state-level regulation and disclosure requirements for travel insurance and is effective Jan. 1, 2027 as read on the floor, passed the Senate overwhelmingly (48–1 recorded).

The Washington State Senate approved substitute Senate Bill 6,248 to create a regulatory framework for travel insurance, including updated disclosures and consumer protections. The bill was read on the floor as amending RCW 48 (specific section not read aloud) with an effect date of Jan. 1, 2027.

Senator L. Stanford, sponsor pro temp, said the bill brings the state's travel-insurance framework in line with most other states, offering consumers clearer disclosures and better competition. "This will bring consumers more clarity, better disclosures, and more competition in the industry," Stanford said. Senator Dozier urged expeditious consideration because he had a flight to catch and wanted to purchase travel insurance.

The clerk reported final passage with 48 ayes and 1 nay recorded; substitute Senate Bill 6,248 was declared passed and the title will be the title of the act.