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Kansas bill would let domestic-violence survivors challenge and clear ‘coerced’ debts
Summary
A bill before the House Judiciary Committee would allow people who incurred debt because of abuse — including identity theft, fraud, duress or coercion — to have that debt treated as ‘coerced,’ require creditors to notify consumer reporting agencies, and offer remedies including shifting collection to identified perpetrators.
Chair Humphries heard testimony Feb. 12 on House Bill 27-54, which Jason Thompson of the Office of Reviser of Statutes described as the “Providing Civil Relief from Coerced Debt Act.” Thompson told the Committee the bill creates four new statutory sections that define coerced debt, set notice and procedural requirements for creditors and credit-reporting, and provide civil remedies for victims.
The bill’s definition of ‘coerced debt’ includes obligations incurred because of identity theft, fraud, duress, intimidation, threat, force, coercion, manipulation, undue influence, misinformation or nonconsensual use of a person’s identifying information, Thompson…
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