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Committee advances bill to create Tennessee Commission for Insurance Review

Senate Committee on Government Operations · February 18, 2026

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Summary

Senate Bill 2,155 would create a Tennessee Commission for Insurance Review to hear insurance complaints and informal hearings; the commission would require cooperation from the Department of Commerce and Insurance and is scheduled to sunset on 2028-06-30. The subcommittee issued a positive recommendation to Commerce and Labor (6 ayes; 2 present, not voting).

Senate Bill 2,155, described to the committee as a substantial, multi-part measure, would create the Tennessee Commission for Insurance Review to review and hear complaints relating to insurance company practices and enforcement of insurance policy requirements.

Sponsor explained the commission’s purpose is to provide an appeal panel and informal hearings for providers or others who believe they have been incorrectly downcoded or otherwise mistreated by insurers; the transcript identifies a statutory reference (section 56‑73902 on page 4) as the operative language for the commission.

The bill includes a sunset date of June 30, 2028, and requires the Department of Commerce and Insurance to cooperate by providing requested documents and data to the new commission. Sponsor asked the committee to recommend the bill to the Commerce and Labor Committee; the subcommittee recorded six ayes and two present not voting and forwarded the measure with a positive recommendation.

Committee discussion referenced other pending legislation addressing provider‑payer relationships and positioned this commission as one mechanism to handle disputes. The committee did not record an on‑the‑record fiscal estimate or implementation timeline during the hearing.