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Uniform default-judgment bill aims to add consumer protections and standardize court notices
Civil Rights and Judiciary Committee · February 18, 2026
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Summary
Substitute SB 5720 would adopt a uniform act requiring more detailed complaint content and consumer notice before default judgments, let courts deny defaults for noncompliance, and apply to actions from Jan. 1, 2027; sponsors said stakeholder negotiation bridged debt-buyer and consumer protections.
The committee heard Feb. 18 on substitute SB 5720, which would adopt the Uniform Consumer Debt Default Judgment Act and add procedural protections before a court may enter a default judgment in consumer-debt cases.
Committee staff explained the bill requires complaints to set out…
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