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Kansas committee hears from crash victims and insurers on bill to stop UIM offsets
Summary
Witnesses and insurance agents urged the Kansas Senate committee to pass SB147 to prevent insurers from reducing underinsured/uninsured motorist (UIM) payouts by other parties' liability limits; the insurance industry warned the change could raise premiums and litigation, and the committee closed the hearing without voting on SB147.
The Kansas Senate Committee on Financial Institutions and Insurance on Feb. 10 heard emotional testimony and technical arguments on Senate Bill 147, which would change how uninsured and underinsured motorist (UIM) coverage limits are calculated so that insureds are not denied benefits by offsets tied to at-fault parties.
Proponents including insurance agent Chris Conrad and attorney Rick James told the committee that under the current "limits-to-limits" comparison Kansans who purchase, for example, $100,000 in UIM can effectively be left with far less when the at-fault driver's liability is divided among multiple victims. "Responsible Kansans don't expect something for free, but they do expect to get what they…
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