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Committee adopts amendment to earned-wage-access bill after consumer groups urge stronger guardrails

House Commerce and Labor Committee · February 18, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Lawmakers amended House Bill 152 to exempt certain earned-wage-access (EWA) providers from provider requirements and permit reporting to consumer reporting agencies; consumer advocates and community development groups urged fee caps, default tip settings and bringing some products under existing short-term loan law.

The House Commerce and Labor Committee adopted an amendment to House Bill 152 after opponent testimony from consumer advocates who urged stronger guardrails for earned-wage-access (EWA) products.

Representative Hoops moved to amend HB 152 with amendment 0931, which narrows some provider requirements for EWA firms, removes a ban on reporting payment information to consumer reporting agencies and adjusts how credit scores are used in eligibility checks.…

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