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Sponsors Tell Committee HB438 Would Enshrine Key ACA Protections in Ohio Law

Ohio House Insurance Committee · November 4, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Representative Tristan Raider and Representative Karen Brownlee testified that HB438 would codify four Affordable Care Act protections—guaranteed issue, bans on preexisting condition exclusions, prohibitions on annual/lifetime limits, and essential health benefits—aiming to stabilize coverage for about 1.5 million Ohioans on small plans.

Representatives Tristan Raider and Karen Brownlee presented sponsor testimony for House Bill 438, the "Fair Access to Medical Insurance for Local Youth and Families (Family Act)," telling the House Insurance Committee the bill would codify four core Affordable Care Act protections into the Ohio Revised Code.

"The 4 main provisions are to prohibit…

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