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Uniform debt-default bill would require notice and information before default judgments

Civil Rights and Judiciary Committee · February 18, 2026
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Summary

SB 5720 adopts a uniform act to limit default judgments by requiring plaintiffs to include specific information about creditors and debts in complaints, obliging a consumer notice and allowing courts to deny defaults where requirements are unmet; sponsors said work with stakeholders yielded broad agreement.

Committee staff briefed members on substitute SB 5720 on Feb. 18, legislation that would adopt the Uniform Consumer Debt Default Judgment Act in Washington.

Staff said the measure requires a complaint that seeks a default judgment to include specific information about the consumer, creditor and underlying debt, mandates a consumer notice in a…

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