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Regulator and sponsor back bill barring cancellations over pet age or conditions

Senate Business, Trade and Economic Development Committee · February 18, 2026
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Summary

Substitute House Bill 1078 would prohibit pet insurers from canceling or refusing to renew policies based on the pet's age or conditions that develop during a policy term, and would protect consumers when an insured is moved among affiliated carriers; the Office of the Insurance Commissioner testified in strong support and said Washington has about 200,000 pet insurance policies.

Substitute House Bill 1078 would add consumer protections for pet owners by prohibiting a pet insurer from canceling or refusing to renew a policy because of the covered pet's age or if a condition develops during the policy period.

Staff told the committee the bill also limits how…

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