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Vermont committee hears split testimony on repealing mandatory liquor liability insurance
Summary
Business groups and the Department of Financial Regulation told the Government Operations & Military Affairs committee that a universal liquor liability insurance mandate is impractical given a tight national market, while a victims' advocate warned repeal could leave injured people without financial recovery.
Montpelier — Lawmakers on the Government Operations & Military Affairs committee heard competing arguments January from hospitality industry representatives, insurers and victims’ advocates about whether Vermont should repeal a 2023 law that mandated liquor liability insurance for some licensees.
Justin Hajek, owner of the Main and Mountain Barn Motel in Ludlow, told the committee he supports responsible alcohol service but not a one-size-fits-all insurance requirement. "I do not support a universal liquor liability insurance mandate that applies equally to all establishments regardless of business model or risk profile," Hajek said, adding that insurers price policies by revenue mix and that a July quote he received was about $14,393 for the year for liquor liability coverage.
The ministerial context: proponents of repeal, including Amy Spear, president…
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