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Representative Schmidt urges shifting collection of patient cost sharing to insurers
Summary
In sponsor testimony for House Bill 390, Representative Jean Schmidt said the bill would move responsibility for collecting co‑pays, deductibles and coinsurance from physicians to health insurers to reduce administrative burden, avoid care‑denying billing conversations and improve access to care; lawmakers questioned insurers' incentive to collect amounts owed to providers.
Representative Jean Schmidt told the Ohio House Insurance Committee that House Bill 390 would shift responsibility for collecting patient cost sharing — co‑pays, deductibles and coinsurance — from physicians and medical practices to health insurers.
"This legislation would shift the responsibility of collecting patient cost sharing amounts, co‑pays, deductibles, and coinsurance from the physician to the health…
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